Stable assets (Stablecoins)
USDT and USDC: digital assets pegged to the dollar. Understand how they work and why they are ideal for transfers and value preservation.
What are stable assets?
Stable assets (stablecoins) are digital assets designed to maintain a stable value, usually pegged to the US dollar at a 1:1 ratio. This means 1 USDT or 1 USDC is approximately equal to $1 USD.
They are ideal for those who want the benefits of digital assets (speed, 24/7 availability, global transfers) without Bitcoin's price volatility.
Why use stable assets?
Stable value
Pegged to the dollar 1:1. No volatility surprises.
Fast transfers
Send digital dollars globally in minutes, 24/7.
Value preservation
Protect your money from local currency devaluation.
Easy conversion
Convert to dollars and withdraw to your multi-currency account via Transfer365.
USDT vs USDC
USDT (Tether)
The most widely used stable asset in the world. Issued by Tether Limited, each USDT is backed by reserves equivalent in dollars and other assets. Widely accepted on global exchanges and platforms.
USDC (Circle)
Issued by Circle, a US-regulated company. Each USDC is backed by dollars held in regulated financial institutions and audited monthly by independent firms.
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